Requested
Income ≥ $3,000/month
Verified for at least six months.
Financial Passport
Build financial credentials once. Prove them when needed.
The CrediFi Financial Passport is designed as a portable set of verified claims for income, savings, identity, employment, repayment history, wallet behavior, and business activity.
Proofs, not document dumps.
The Passport model is built around selective disclosure. A verifier should receive the minimum information needed for the requested condition.
Income proof
Confirm that verified income exceeds a requested threshold for a defined period without exposing every incoming transaction or exact salary amount.
Savings proof
Confirm that liquid reserves exceeded a threshold for a defined duration without disclosing the full balance or unrelated holdings.
Repayment proof
Present signed or verified repayment credentials without giving every verifier unrestricted access to historical financial records.
Business proof
Confirm revenue, operating history, reserves, or transaction-quality conditions for a business passport where reliable data is available.
Example request
A verifier asks a narrow question.
Returned
Requirement satisfied ✓
The exact income amount and full bank transaction history do not need to be disclosed to satisfy the condition.
Data architecture
Sensitive financial data does not belong on a public blockchain.
CrediFi is designed so that raw bank statements, tax documents, identity documents, account numbers, and exact private financial values remain off-chain. On-chain systems can hold commitments, issuer references, timestamps, revocation state, and permission records where appropriate.
1
Verify
Connect a supported source and verify a specific credential.
2
Issue
Create a signed credential or proof commitment with expiry and revocation rules.
3
Share
Approve a verifier's narrowly scoped request and disclose only the necessary result.